Share Accounts:
Routt Schools FCU savings accounts are a convenient method of
keeping
a cash reserve while enjoying a safe return on your money.
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$5.00 minimum balance to open and maintain
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Earns dividends
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Payroll deduction deposits
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Cash or check deposits
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Insured up to $100,000.00/member
Christmas and Vacation Club Accounts:
Our club accounts are a great way to save money for the
holidays, taxes and vacations.
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No minimum balance of deposit
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Account can be opened any time of the year
(Christmas Club 12/1-11/1, Vacation Club 5/1-4/1)
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Earns higher dividends than the regular
share account
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Payroll deduction deposits
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Cash or check deposits
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Funds are transferred to the regular share
account November 1 for Christmas Club and April 1 for Vacation
Club
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Insured up to $100,000.00/member
Certificates of Deposit:
A nice way to diversify your investments with our best rates
offered.
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Minimum $1,000.00
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12-month term
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Earns higher dividends than other share
products
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Insured up to $100,000.00/member
Please refer to our rate and fee schedules
for more details.
Loans:
Routt Schools Federal Credit Union provides a wide range of
consumer loans
at competitive rates to qualified members.
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No application fee
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One-time credit report fee
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Terms up to 15 years
Auto loans: New auto loans are limited
to the list price plus taxes and registration. Used autos are
limited to the NADA retail value.
Recreational Vehicle loans: We loan 100% of the dealer
sheet on new vehicles and NADA loan value on used vehicles.
Mobile Home loans: We loan up to 80% of the market
appraisal.
Share Secured loans: RSFCU shares or share certificates
may be used to secure a loan.
Signature loans: An unsecured loan of up to 1.5 times the
member’s gross monthly income with a maximum of $7500/member.
Applications: A loan application can be obtained by
contacting our office either by phone or in person. A completed
application can be mailed, faxed or dropped off at our office.
Please refer to our rate and fee schedules for more details.
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